Friday, June 12, 2026·2026 Edition
Retirement & Social Security Calculators
Tools for retirement income planning: 401(k) and IRA withdrawals, Required Minimum Distributions, Roth conversions, Social Security claiming, pension lump-sum decisions, inherited IRA strategies.
Retirement Withdrawal Calculator
Calculate taxes on 401(k) and IRA withdrawals including early withdrawal penalties and Social Security interaction.
Retirement Income Planner
Calculate total tax on combined retirement income: Social Security, pension, 401(k)/IRA, and part-time work. Find the best state.
RMD Calculator
Calculate this year's required minimum distribution using real IRS Uniform Lifetime, Joint Life, and Single Life tables.
RMD Forecaster
Year-by-year RMD projection using the IRS Uniform Lifetime Table. Compare a Roth conversion ladder vs do-nothing.
Retirement Withdrawal Sequencer
Compare conventional, proportional, and strategic bracket-filling withdrawal strategies. Save $50K-$200K+ over a 30-year retirement.
Social Security Tax Calculator
Calculate how much of your Social Security is taxable. See federal 0/50/85% thresholds and which states tax SS benefits.
Social Security Claiming Age Optimizer
62 vs 67 vs 70 break-even analysis using actual SSA reduction and delayed retirement credit formulas.
Pension Lump Sum vs Annuity Calculator
Probability-weighted NPV, implied IRR, and break-even analysis for the lump-sum-vs-monthly-annuity pension decision.
Inherited IRA Calculator
SECURE Act 10-year rule distribution planner. Compares even-annual, defer-to-year-10, and strategic bracket-fill strategies.
Roth vs Traditional 401(k) Calculator
Real bracket math comparing Roth and Traditional 401(k) using current and projected retirement marginal rates.
HSA Triple-Tax-Advantage Calculator
Quantify the triple HSA tax advantage plus FICA savings. Compare HSA to Traditional 401(k), Roth IRA, and taxable.
Browse other categories
View all 40 calculators →