Paycheck & Income Tax Calculators
Tools to calculate take-home pay, optimize W-4 withholding, model bonus and overtime taxation, and convert between hourly and salary compensation.
About these calculators
Every paycheck tool here starts from the same 2026 tax engine: the federal brackets and $16,100 / $32,200 standard deductions from Revenue Procedure 2025-32, Social Security at 6.2% up to $184,500, Medicare at 1.45% plus 0.9% above $200,000, and each state's enacted brackets and deductions. The difference between the tools is the question they answer.
The paycheck calculator gives net pay per check from an hourly rate or salary with 401(k), HSA and health premiums taken out. The net pay calculator starts from the gross on a pay stub and walks every line to the deposit. The W-4 calculator tells you whether withholding will produce a refund or a bill. The bonus and overtime calculators show why supplemental pay looks over-taxed on the stub and what it costs on the return. The hourly and salary converters, the marriage calculator and the total-comp calculator cover the rest of the questions that come up when an offer arrives.