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Friday, June 12, 2026·2026 Edition
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The TakeHomeTax

Paycheck & Income Tax Calculators

Tools to calculate take-home pay, optimize W-4 withholding, model bonus and overtime taxation, and convert between hourly and salary compensation.

Calculator and coins on a desk — representing paycheck calculation, take-home pay analysis, and W-4 withholding planning
Photo by Towfiqu barbhuiya on Unsplash
GROSS PAY$100,000FEDERAL$13KSTATE$5KFICA$7.6KNET$74K
Paycheck Calculator
Calculate your exact net paycheck after federal, state, and FICA taxes plus pre-tax deductions like 401(k) and health insurance.
Paycheck Planner
Plan your exact net paycheck with 401(k), HSA, health insurance, student loans, and child support. See your real deposit per pay period.
W-4 Withholding Calculator
Get your W-4 right. See if you're over- or under-withholding and exactly what to put on your form.
Bonus Tax Calculator
See how your bonus is taxed at the flat 22% withholding rate vs your actual marginal rate. Find your real take-home.
Overtime Tax Calculator
See how overtime is actually taxed, including the OBBBA tax-free overtime deduction ($12,500/$25,000).
Salary to Hourly Calculator
Convert your annual salary to an hourly rate after taxes. Compare at 40, 50, and 60-hour work weeks.
Hourly to Salary Calculator
Convert your hourly rate to an annual salary and see take-home pay after taxes.
Tax Refund Estimator
Estimate whether you'll get a refund or owe at tax time based on your income, withholding, and credits.
Salary Negotiation Calculator
Calculate the minimum salary you should accept in a new state to match your current lifestyle after taxes and cost of living.
Total Comp Calculator
Break down your total compensation — base, RSU, bonus, ESPP — and see what each component is actually worth after all taxes.
Employer Cost Calculator
Calculate the true cost to hire an employee including employer FICA, benefits, workers comp, and unemployment insurance.
True Marginal Rate Calculator
Your real next-dollar rate stacks federal + state + FICA + NIIT + Additional Medicare + SS taxation cascade.
Marriage Tax Calculator
Discover your marriage bonus or penalty. Compare filing jointly vs separately with two incomes.
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The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.