Tax Planning & Bracket Calculators

Tax planning is mostly about thresholds: the bracket line a raise crosses, the income at which IRMAA surcharges, the net investment income tax, the QBI phase-out and the Roth IRA limit switch on, and how much of a 2015 salary a 2026 salary actually is. These tools make the thresholds visible so decisions about a Roth conversion, a capital gain or a retirement withdrawal can be sized to the line.

The tax bracket visualizer shows how income fills each federal and state band and what the next dollar costs. The tax cliff map plots your income against every threshold that matters at once. The inflation salary calculator converts a salary from any past year to 2026 dollars with Bureau of Labor Statistics CPI data. The projected 2027 brackets are published separately and will be updated when the IRS issues the official figures.