Skip to main content
Wednesday, October 21, 2026·2026 Edition
AboutMethodologyContact
The TakeHomeTax

Relocation & Cost of Living Calculators

Compare take-home pay and purchasing power between states. Plan a move with state-tax and cost-of-living adjusted income.

Modern suburban home — representing relocation planning, state tax comparison, and cost-of-living analysis when moving
Photo by Tierra Mallorca on Unsplash
CA13.3% top rate$72K take-home on $100KMoveTXNo income tax$79K take-home on $100K+$7,000 / yr

About these calculators

A move changes two numbers at once: the state income tax taken from a paycheck and the price of everything the paycheck buys. These tools hold federal tax constant — it is the same in every state — and show how the state line and the cost-of-living index together change what a salary is worth.

The relocation tax calculator compares take-home between two states at a given salary with a cost-adjusted line and a five-year cumulative figure. The cost of living calculator solves for the salary needed in the new state to keep the same purchasing power. The interactive relocation explorer lets you drag a salary and watch every state reorder. For the full tax profile of a destination — brackets, local taxes, retirement income treatment, property and sales tax — each state has its own page.

Common questions

How much does moving from California to Texas save?
At $100,000 a single filer keeps $73,798 in California and $79,125 in Texas: $5,327 a year, $26,600 over five years. At $250,000 the gap is about $19,000 a year. Housing and property tax in the specific metros decide whether the move is a net gain.
Which states are cheapest after tax and cost of living?
Cost-adjusted, Mississippi, Arkansas, West Virginia, Oklahoma and Alabama leave the most purchasing power at typical salaries despite having income taxes; among no-tax states Tennessee, South Dakota and Wyoming lead. Hawaii, California, Massachusetts and New York are the most expensive on both counts.
Will my employer's state still tax me after I move?
Usually not — most states tax non-residents only on work physically performed inside the state. New York, Delaware, Nebraska and Pennsylvania apply a convenience-of-the-employer rule that can tax a remote employee of an in-state company; check before you move.
Browse other categories
View all 44 calculators → · Interactive relocation explorer →
The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.