TakeHomeTax

Real Estate Agent Take-Home Pay by State (2026)

National median: $55K (range: 30K–150K). Salaries adjusted by state cost index. Ranked by cost-adjusted purchasing power. The difference between the best and worst state is $7,599/year in real purchasing power.

Best Purchasing Power
$47,061
Tennessee ($50K salary)
Median Salary
$55K
National (30K–150K)
Lowest Purchasing Power
$39,462
Hawaii ($106K salary)

Real Estate Agent Career & Tax Overview

Real estate agents’ income ($30K–$150K) is typically 1099/self-employed, meaning you pay both halves of FICA (15.3% self-employment tax). This makes state income tax an even heavier burden since you’re already paying more in federal payroll taxes.

The highest-paying state for real estate agents is Hawaii with an estimated salary of $106K and take-home of $75,767. But the best purchasing power goes to Tennessee \u2014 where a $50K salary, after taxes and cost adjustment, buys what $47,061 would buy nationally.

Tax Tip for Real Estate Agents
As a 1099 agent, you can deduct business expenses (MLS fees, marketing, mileage, home office) to reduce taxable income. In a no-tax state, you avoid adding state tax on top of the already-high SE tax.

Real Estate Agent Pay by Region

Regional averages show where real estate agents earn the most and where their money goes furthest:

West
$49,046
Avg salary: $62K \u00B7 13 states
Northeast
$47,375
Avg salary: $60K \u00B7 10 states
South
$41,649
Avg salary: $51K \u00B7 15 states
Midwest
$40,970
Avg salary: $51K \u00B7 12 states

All 50 States \u2014 Real Estate Agent Take-Home Pay

#StateEst. SalaryTax RateTake-HomeMonthlyEff. RateCost-Adj.
1Tennessee$50K0%$42,355$3,53015.3%$47,061
2South Dakota$51K0%$43,159$3,59715.4%$46,911
3Wyoming$52K0%$43,962$3,66415.5%$46,768
4Nevada$56K0%$47,176$3,93115.8%$46,709
5Washington$61K0%$51,194$4,26616.1%$46,540
6Texas$51K0%$43,159$3,59715.4%$46,407
7Florida$55K0%$46,373$3,86415.7%$46,373
8North Dakota$51K2.5%$42,330$3,52717.0%$46,011
9New Hampshire$59K0%$49,587$4,13216.0%$45,913
10Alaska$70K0%$58,020$4,83517.1%$45,685
11Ohio$50K2.75%$40,980$3,41518.0%$45,533
12Indiana$50K2.95%$40,880$3,40718.2%$45,422
13West Virginia$46K4.82%$37,700$3,14218.0%$45,421
14Oklahoma$48K4.5%$39,344$3,27918.0%$45,223
15Kentucky$50K3.5%$40,605$3,38418.8%$45,117
16Arkansas$47K3.9%$38,753$3,22917.5%$45,062
17Kansas$50K5.58%$40,542$3,37818.9%$45,046
18Mississippi$46K4%$37,301$3,10818.9%$44,941
19Nebraska$50K4.55%$40,876$3,40618.2%$44,919
20Louisiana$50K3%$40,855$3,40518.3%$44,896
21Pennsylvania$54K3.07%$43,911$3,65918.7%$44,807
22Arizona$53K2.5%$43,441$3,62018.0%$44,784
23South Carolina$51K6%$41,170$3,43119.3%$44,749
24Iowa$49K3.8%$39,690$3,30719.0%$44,595
25Alabama$48K5%$39,188$3,26618.4%$44,532
26Virginia$57K5.75%$45,849$3,82119.6%$44,514
27Missouri$49K4%$39,592$3,29919.2%$44,485
28New Mexico$50K5.9%$40,438$3,37019.1%$44,437
29Maryland$62K5.75%$49,680$4,14019.9%$44,357
30Rhode Island$58K5.99%$46,525$3,87719.8%$44,309
31Michigan$50K4.25%$40,230$3,35319.5%$44,209
32Montana$53K5.65%$42,819$3,56819.2%$44,143
33North Carolina$52K3.99%$41,887$3,49119.4%$44,092
34Colorado$58K4.4%$46,231$3,85320.3%$44,030
35Maine$54K7.15%$43,059$3,58820.3%$43,938
36Delaware$56K6.6%$44,774$3,73120.0%$43,896
37Illinois$51K4.95%$40,634$3,38620.3%$43,692
38Wisconsin$51K7.65%$40,623$3,38520.3%$43,680
39Connecticut$61K6.99%$48,422$4,03520.6%$43,623
40Utah$54K4.45%$43,166$3,59720.1%$43,602
41Georgia$51K5.19%$40,512$3,37620.6%$43,561
42Idaho$52K5.3%$41,206$3,43420.8%$43,375
43Massachusetts$65K5%$51,158$4,26321.3%$43,354
44Vermont$58K8.75%$45,484$3,79021.6%$43,318
45Oregon$61K9.9%$47,268$3,93922.5%$42,971
46Minnesota$54K9.85%$42,112$3,50922.0%$42,537
47New Jersey$63K10.75%$48,398$4,03323.2%$42,086
48New York$69K10.9%$52,428$4,36924.0%$41,942
49California$78K13.3%$56,905$4,74227.0%$40,074
50Hawaii$106K11%$75,767$6,31428.5%$39,462

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The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.