TakeHomeTax

Physical Therapist Take-Home Pay by State (2026)

National median: $92K (range: 65K–115K). Salaries adjusted by state cost index. Ranked by cost-adjusted purchasing power. The difference between the best and worst state is $12,363/year in real purchasing power.

Best Purchasing Power
$74,628
Tennessee ($83K salary)
Median Salary
$92K
National (65K–115K)
Lowest Purchasing Power
$62,266
Hawaii ($177K salary)

Physical Therapist Career & Tax Overview

Physical Therapist salaries range from 65K–115K, with significant variation by state and metro area. The take-home pay difference between states is driven primarily by state income tax rates and cost of living.

The highest-paying state for physical therapists is Hawaii with an estimated salary of $177K and take-home of $119,550. But the best purchasing power goes to Tennessee \u2014 where a $83K salary, after taxes and cost adjustment, buys what $74,628 would buy nationally.

Tax Tip for Physical Therapists
At a median of $92K, maximizing tax-advantaged retirement contributions is one of the most effective ways to reduce your overall tax burden regardless of state.

Physical Therapist Pay by Region

Regional averages show where physical therapists earn the most and where their money goes furthest:

West
$77,346
Avg salary: $103K \u00B7 13 states
Northeast
$74,464
Avg salary: $100K \u00B7 10 states
South
$66,188
Avg salary: $85K \u00B7 15 states
Midwest
$65,226
Avg salary: $85K \u00B7 12 states

All 50 States \u2014 Physical Therapist Take-Home Pay

#StateEst. SalaryTax RateTake-HomeMonthlyEff. RateCost-Adj.
1Tennessee$83K0%$67,166$5,59719.1%$74,628
2South Dakota$85K0%$68,573$5,71419.3%$74,535
3Texas$86K0%$69,276$5,77319.4%$74,490
4Wyoming$86K0%$69,276$5,77319.4%$73,698
5Florida$92K0%$73,497$6,12520.1%$73,497
6Nevada$93K0%$74,201$6,18320.2%$73,466
7North Dakota$85K2.5%$67,191$5,59921.0%$73,034
8New Hampshire$99K0%$78,422$6,53520.8%$72,613
9Washington$101K0%$79,829$6,65221.0%$72,571
10Arkansas$79K3.9%$62,349$5,19621.1%$72,499
11West Virginia$76K4.82%$59,860$4,98821.2%$72,120
12Ohio$83K2.75%$64,883$5,40721.8%$72,092
13Oklahoma$80K4.5%$62,715$5,22621.6%$72,086
14Indiana$83K2.95%$64,717$5,39322.0%$71,908
15Nebraska$84K4.55%$65,385$5,44922.2%$71,851
16Louisiana$84K3%$65,349$5,44622.2%$71,812
17Alabama$81K5%$63,126$5,26122.1%$71,734
18Alaska$117K0%$91,085$7,59022.1%$71,720
19Kentucky$83K3.5%$64,261$5,35522.6%$71,401
20Mississippi$76K4%$59,201$4,93322.1%$71,327
21Arizona$89K2.5%$69,162$5,76322.3%$71,301
22Kansas$83K5.58%$64,155$5,34622.7%$71,283
23Iowa$82K3.8%$63,346$5,27922.7%$71,175
24New Mexico$84K5.9%$64,648$5,38723.0%$71,041
25Missouri$82K4%$63,182$5,26522.9%$70,991
26South Carolina$85K6%$65,258$5,43823.2%$70,932
27Pennsylvania$90K3.07%$69,327$5,77723.0%$70,742
28Michigan$84K4.25%$64,299$5,35823.5%$70,658
29Montana$89K5.65%$68,118$5,67623.5%$70,225
30North Carolina$87K3.99%$66,508$5,54223.6%$70,009
31Virginia$95K5.75%$72,057$6,00524.2%$69,958
32Illinois$86K4.95%$65,019$5,41824.4%$69,913
33Wisconsin$86K7.65%$65,000$5,41724.4%$69,892
34Rhode Island$97K5.99%$73,238$6,10324.5%$69,750
35Georgia$86K5.19%$64,813$5,40124.6%$69,691
36Delaware$94K6.6%$70,871$5,90624.6%$69,482
37Utah$91K4.45%$68,744$5,72924.5%$69,438
38Maine$90K7.15%$67,907$5,65924.5%$69,293
39Colorado$97K4.4%$72,747$6,06225.0%$69,282
40Maryland$103K5.75%$77,386$6,44924.9%$69,095
41Idaho$87K5.3%$65,369$5,44724.9%$68,809
42Connecticut$102K6.99%$75,898$6,32525.6%$68,376
43Vermont$97K8.75%$71,498$5,95826.3%$68,093
44Massachusetts$109K5%$80,007$6,66726.6%$67,802
45Minnesota$91K9.85%$66,967$5,58126.4%$67,644
46Oregon$101K9.9%$73,329$6,11127.4%$66,663
47New Jersey$106K10.75%$75,939$6,32828.4%$66,034
48New York$115K10.9%$81,530$6,79429.1%$65,224
49California$131K13.3%$89,440$7,45331.7%$62,986
50Hawaii$177K11%$119,550$9,96332.5%$62,266

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The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.