South Dakota has no state income tax. On a $100K salary, you keep $79,125 (20.9% effective rate), ranking #5 out of 50 states. Cost-adjusted rank: #7.
Pre-filled with South Dakota tax rates. Adjust salary and filing status.
South Dakota is one of 9 states with no personal income tax. This policy has historically attracted residents and businesses from higher-tax states.
Without income tax revenue, South Dakota typically relies more heavily on sales tax, property tax, and other fees to fund state services.
Property tax rates in South Dakota vary by county and municipality. The overall property tax burden should be considered alongside income taxes when evaluating total cost.
South Dakota has a cost of living roughly in line with the national average (index 92), meaning your take-home pay translates fairly directly to purchasing power.
How does South Dakota’s tax burden change as your income rises? With no state tax, the effective rate increase at higher incomes is driven entirely by federal bracket progression and Medicare surtax.
| Gross Salary | Federal Tax | FICA | State Tax | Take-Home | Effective Rate | Monthly |
|---|---|---|---|---|---|---|
| $40K | $2,620 | $3,060 | $0 | $34,320 | 14.2% | $2,860 |
| $50K | $3,820 | $3,825 | $0 | $42,355 | 15.3% | $3,530 |
| $60K | $5,020 | $4,590 | $0 | $50,390 | 16.0% | $4,199 |
| $75K | $7,725 | $5,738 | $0 | $61,538 | 17.9% | $5,128 |
| $100K | $13,225 | $7,650 | $0 | $79,125 | 20.9% | $6,594 |
| $120K | $17,625 | $9,180 | $0 | $93,195 | 22.3% | $7,766 |
| $150K | $24,774 | $11,475 | $0 | $113,751 | 24.2% | $9,479 |
| $200K | $36,774 | $14,339 | $0 | $148,887 | 25.6% | $12,407 |
The median household income in South Dakota is $58,000, which translates to $48,783/year ($4,065/month) take-home after all taxes. This is near the national median.
After cost-of-living adjustment, the median income’s purchasing power in South Dakota is equivalent to $53,025 in an average-cost area. Your money stretches further here than the raw numbers suggest.
South Dakota ranks #5/50 for raw take-home pay and #7/50 for cost-adjusted purchasing power at $100K. The 2-position shift between raw and cost-adjusted ranking reflects the below-average cost of living, which boosts real purchasing power.
At $100K in South Dakota, you keep $79,125. The best state (Alaska) gives $79,125, and the worst (California) gives $70,480. South Dakota is among the top 10 states for take-home pay.
South Dakota levies no personal income tax, making it one of just 9 states where your paycheck isn’t reduced by state-level income taxes. On $100K, you keep $79,125 after federal taxes and FICA — compared to $70,480 in California or $72,040 in New York.
Filing as married filing jointly on $100K changes take-home from $79,125 (single) to $84,710 (married). The $5,585 marriage bonus comes from the doubled standard deduction ($32,200 vs $16,100) and wider lower brackets.
South Dakota does not impose local income taxes, so the state rate is your only state-level income tax.
How does South Dakota stack up against other states in the Midwest?