TakeHomeTax

Financial Analyst Take-Home Pay by State (2026)

National median: $88K (range: 55K–140K). Salaries adjusted by state cost index. Ranked by cost-adjusted purchasing power. The difference between the best and worst state is $11,786/year in real purchasing power.

Best Purchasing Power
$71,502
Tennessee ($79K salary)
Median Salary
$88K
National (55K–140K)
Lowest Purchasing Power
$59,716
Hawaii ($169K salary)

Financial Analyst Career & Tax Overview

Financial Analyst salaries range from 55K–140K, with significant variation by state and metro area. The take-home pay difference between states is driven primarily by state income tax rates and cost of living.

The highest-paying state for financial analysts is Hawaii with an estimated salary of $169K and take-home of $114,654. But the best purchasing power goes to Tennessee \u2014 where a $79K salary, after taxes and cost adjustment, buys what $71,502 would buy nationally.

Tax Tip for Financial Analysts
At a median of $88K, maximizing tax-advantaged retirement contributions is one of the most effective ways to reduce your overall tax burden regardless of state.

Financial Analyst Pay by Region

Regional averages show where financial analysts earn the most and where their money goes furthest:

West
$74,406
Avg salary: $99K \u00B7 13 states
Northeast
$71,507
Avg salary: $95K \u00B7 10 states
South
$63,712
Avg salary: $81K \u00B7 15 states
Midwest
$62,553
Avg salary: $81K \u00B7 12 states

All 50 States \u2014 Financial Analyst Take-Home Pay

#StateEst. SalaryTax RateTake-HomeMonthlyEff. RateCost-Adj.
1Tennessee$79K0%$64,352$5,36318.5%$71,502
2South Dakota$81K0%$65,759$5,48018.8%$71,477
3Texas$82K0%$66,462$5,53918.9%$71,465
4Wyoming$83K0%$67,166$5,59719.1%$71,453
5Florida$88K0%$70,683$5,89019.7%$70,683
6Nevada$89K0%$71,387$5,94919.8%$70,680
7Arkansas$76K3.9%$60,314$5,02620.6%$70,133
8North Dakota$81K2.5%$64,442$5,37020.4%$70,046
9Washington$97K0%$77,015$6,41820.6%$70,013
10New Hampshire$95K0%$75,608$6,30120.4%$70,007
11Oklahoma$77K4.5%$60,692$5,05821.2%$69,761
12West Virginia$73K4.82%$57,843$4,82020.8%$69,691
13Ohio$79K2.75%$62,179$5,18221.3%$69,088
14Alaska$112K0%$87,567$7,29721.8%$68,950
15Mississippi$73K4%$57,211$4,76821.6%$68,928
16Indiana$79K2.95%$62,021$5,16821.5%$68,912
17Nebraska$80K4.55%$62,689$5,22421.6%$68,889
18Louisiana$80K3%$62,655$5,22121.7%$68,852
19Alabama$77K5%$60,442$5,03721.5%$68,684
20Arizona$85K2.5%$66,448$5,53721.8%$68,503
21Kentucky$79K3.5%$61,587$5,13222.0%$68,429
22Kansas$79K5.58%$61,486$5,12422.2%$68,318
23Iowa$78K3.8%$60,684$5,05722.2%$68,184
24New Mexico$80K5.9%$61,987$5,16622.5%$68,118
25South Carolina$81K6%$62,600$5,21722.7%$68,043
26Missouri$78K4%$60,528$5,04422.4%$68,009
27Pennsylvania$86K3.07%$66,636$5,55322.5%$67,996
28North Carolina$84K3.99%$64,517$5,37623.2%$67,913
29Michigan$80K4.25%$61,655$5,13822.9%$67,753
30Montana$85K5.65%$65,451$5,45423.0%$67,475
31Virginia$91K5.75%$69,392$5,78323.7%$67,371
32Illinois$82K4.95%$62,403$5,20023.9%$67,100
33Wisconsin$82K7.65%$62,385$5,19923.9%$67,080
34Delaware$90K6.6%$68,229$5,68624.2%$66,891
35Georgia$82K5.19%$62,206$5,18424.1%$66,888
36Utah$87K4.45%$66,108$5,50924.0%$66,776
37Idaho$84K5.3%$63,417$5,28524.5%$66,755
38Maryland$99K5.75%$74,721$6,22724.5%$66,716
39Maine$86K7.15%$65,279$5,44024.1%$66,611
40Rhode Island$92K5.99%$69,915$5,82624.0%$66,586
41Colorado$92K4.4%$69,449$5,78724.5%$66,142
42Connecticut$98K6.99%$73,265$6,10525.2%$66,005
43Minnesota$87K9.85%$64,409$5,36726.0%$65,060
44Massachusetts$104K5%$76,739$6,39526.2%$65,033
45Vermont$92K8.75%$68,265$5,68925.8%$65,014
46Oregon$97K9.9%$70,773$5,89827.0%$64,339
47New Jersey$101K10.75%$72,771$6,06427.9%$63,279
48New York$110K10.9%$78,367$6,53128.8%$62,693
49California$125K13.3%$85,857$7,15531.3%$60,463
50Hawaii$169K11%$114,654$9,55532.2%$59,716

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The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.