Calculate your take-home pay in Cincinnati, Ohio including the 1.8% local income tax on top of Ohio's 2.75% state rate.
| Salary | City Tax | Take-Home (with city tax) | Take-Home (without) | City Tax Cost/Month |
|---|---|---|---|---|
| $50,000 | $900 | $40,080 | $40,980 | $75 |
| $75,000 | $1,350 | $58,125 | $59,475 | $113 |
| $100,000 | $1,800 | $74,575 | $76,375 | $150 |
| $125,000 | $2,250 | $90,976 | $93,226 | $188 |
| $150,000 | $2,700 | $106,926 | $109,626 | $225 |
| $200,000 | $3,600 | $139,787 | $143,387 | $300 |
Cincinnati's 1.8% municipal income tax is notably lower than most other major Ohio cities, which typically charge 2.5%. This 0.7% difference saves a $100K earner $700/year compared to living in Columbus, Cleveland, or Dayton.
Like all Ohio municipal taxes, Cincinnati's applies to both residents and non-residents. The city offers a 100% credit for taxes paid to other municipalities, so if you work in a suburb that also has a local tax, you won't be double-taxed.
Combined with Ohio's flat 2.75% state rate, Cincinnati residents pay 4.55% in total state and local income tax — one of the lowest combined burdens among major Ohio metro areas.
The 1.8% local tax is applied on top of Ohio's 2.75% state income tax and federal income tax. On a $100,000 salary, Cincinnati's local tax costs approximately $1,800/year — that's $150/month or $69 per biweekly paycheck.
This tax applies to both residents and non-residents earning income in Cincinnati. Even if you commute from outside the city, you owe the local tax on wages earned within Cincinnati.
Cincinnati charges a 1.8% local income tax. On a $100,000 salary, this costs approximately $1,800/year. This tax applies to both residents and non-residents earning income in the city.
Partially. Cincinnati taxes non-residents on income earned within the city at 1.8%. You'd need to both live and work outside the city to avoid it entirely.
Including Ohio's 2.75% state rate, Cincinnati's 1.8% local rate, and federal taxes, a $100K earner pays an effective rate of approximately 25.4%.
Yes, local income taxes are deductible as part of your state and local tax (SALT) deduction if you itemize. However, the SALT deduction is capped at $10,000 ($5,000 for married filing separately), which limits the benefit for many taxpayers.