Cincinnati Income Tax Calculator
Calculate your take-home pay in Cincinnati, Ohio including the 1.8% local income tax on top of Ohio's 2.75% state rate.
How Cincinnati's 1.8% Tax Hits at Different Salaries
| Salary | City Tax | Take-Home (with city tax) | Take-Home (without) | City Tax Cost/Month |
|---|---|---|---|---|
| $50,000 | $900 | $40,080 | $40,980 | $75 |
| $75,000 | $1,350 | $58,125 | $59,475 | $113 |
| $100,000 | $1,800 | $74,575 | $76,375 | $150 |
| $125,000 | $2,250 | $90,976 | $93,226 | $188 |
| $150,000 | $2,700 | $106,926 | $109,626 | $225 |
| $200,000 | $3,600 | $139,787 | $143,387 | $300 |
Cincinnati Local Income Tax: What You Need to Know
Cincinnati's 1.8% municipal income tax is notably lower than most other major Ohio cities, which typically charge 2.5%. This 0.7% difference saves a $100K earner $700/year compared to living in Columbus, Cleveland, or Dayton.
Like all Ohio municipal taxes, Cincinnati's applies to both residents and non-residents. The city offers a 100% credit for taxes paid to other municipalities, so if you work in a suburb that also has a local tax, you won't be double-taxed.
Combined with Ohio's flat 2.75% state rate, Cincinnati residents pay 4.55% in total state and local income tax — one of the lowest combined burdens among major Ohio metro areas.
The 1.8% local tax is applied on top of Ohio's 2.75% state income tax and federal income tax. On a $100,000 salary, Cincinnati's local tax costs approximately $1,800/year — that's $150/month or $69 per biweekly paycheck.
This tax applies to both residents and non-residents earning income in Cincinnati. Even if you commute from outside the city, you owe the local tax on wages earned within Cincinnati.
Other Cities with Local Tax in Ohio
Frequently Asked Questions
Cincinnati charges a 1.8% local income tax. On a $100,000 salary, this costs approximately $1,800/year. This tax applies to both residents and non-residents earning income in the city.
Partially. Cincinnati taxes non-residents on income earned within the city at 1.8%. You'd need to both live and work outside the city to avoid it entirely.
Including Ohio's 2.75% state rate, Cincinnati's 1.8% local rate, and federal taxes, a $100K earner pays an effective rate of approximately 25.4%.
Yes, local income taxes are deductible as part of your state and local tax (SALT) deduction if you itemize. However, the SALT deduction is capped at $10,000 ($5,000 for married filing separately), which limits the benefit for many taxpayers.