TakeHomeTax

Birmingham Income Tax Calculator

Calculate your take-home pay in Birmingham, Alabama including the 1% local income tax on top of Alabama's 5% state rate.

$
Take-Home Pay (with city tax)
$74,87525.1% effective rate
$6,240/month after all taxes
Birmingham City Tax
$1,000
1% local rate
Cost of City Tax
$83/mo
$38 per paycheck
Without City Tax
$75,875
$1,000 more per year
State Tax
$3,250
2-5%
Full Tax Breakdown
Gross Salary$100,000
Federal Income Tax−$13,225
Social Security (6.2%)−$6,200
Medicare (1.45%)−$1,450
Alabama State Tax−$3,250
Birmingham City Tax (1%)−$1,000
Total Tax$25,125
Annual Take-Home$74,875
Monthly Take-Home$6,240
Biweekly Take-Home$2,880

How Birmingham's 1% Tax Hits at Different Salaries

SalaryCity TaxTake-Home (with city tax)Take-Home (without)City Tax Cost/Month
$50,000$500$40,230$40,730$42
$75,000$750$58,350$59,100$63
$100,000$1,000$74,875$75,875$83
$125,000$1,250$91,351$92,601$104
$150,000$1,500$107,376$108,876$125
$200,000$2,000$140,387$142,387$167

Birmingham Local Income Tax: What You Need to Know

Birmingham levies a 1% local income tax on both residents and non-residents earning income in the city. This is in addition to Alabama's 5% state income tax, bringing the combined state and local rate to 6.00%.

Occupational tax on all wages earned within Birmingham.

The local tax applies to earned income including wages, salaries, and in most cases net self-employment income. Investment income, pensions, and Social Security are typically exempt from local income taxes.

The 1% local tax is applied on top of Alabama's 5% state income tax and federal income tax. On a $100,000 salary, Birmingham's local tax costs approximately $1,000/year — that's $83/month or $38 per biweekly paycheck.

This tax applies to both residents and non-residents earning income in Birmingham. Even if you commute from outside the city, you owe the local tax on wages earned within Birmingham.

Other Cities with Local Tax in Alabama

Gadsden
2% local rate
$2,000/year on $100K

Frequently Asked Questions

How much is Birmingham's local income tax?

Birmingham charges a 1% local income tax. On a $100,000 salary, this costs approximately $1,000/year. This tax applies to both residents and non-residents earning income in the city.

Can I avoid Birmingham's local tax by living in the suburbs?

Partially. Birmingham taxes non-residents on income earned within the city at 1%. You'd need to both live and work outside the city to avoid it entirely.

What is Birmingham's total combined tax rate?

Including Alabama's 5% state rate, Birmingham's 1% local rate, and federal taxes, a $100K earner pays an effective rate of approximately 25.1%.

Is the city tax deductible on my federal return?

Yes, local income taxes are deductible as part of your state and local tax (SALT) deduction if you itemize. However, the SALT deduction is capped at $10,000 ($5,000 for married filing separately), which limits the benefit for many taxpayers.

Related Pages

Alabama Overview$100K in AlabamaAlabama Tax BracketsRelocation CalculatorPaycheck Calculator
The Take-Home Tax Guide
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