All 50 states ranked by take-home pay on a $90K salary. See which state lets you keep the most after federal, state, and FICA taxes.
On a $90K salary, Alaska lets you keep the most at $72,090 (19.9% effective rate), while California takes the biggest bite, leaving $64,310 (28.5% effective rate). The difference between best and worst is $7,781/year.
The top states for $90K take-home pay are dominated by no-income-tax states. Alaska, Florida, Nevada lead the pack. At this salary level, you’re in the 22–24% federal bracket, so state taxes make a noticeable difference — roughly $7,781 between the extremes.
| # | State | Tax Rate | Type | Take-Home | Monthly | Eff. Rate | Cost Index | Cost-Adj. |
|---|---|---|---|---|---|---|---|---|
| 1 | Alaska | 0% | None | $72,090 | $6,008 | 19.9% | 127 | $56,764 |
| 2 | Florida | 0% | None | $72,090 | $6,008 | 19.9% | 100 | $72,090 |
| 3 | Nevada | 0% | None | $72,090 | $6,008 | 19.9% | 101 | $71,376 |
| 4 | New Hampshire | 0% | None | $72,090 | $6,008 | 19.9% | 108 | $66,750 |
| 5 | South Dakota | 0% | None | $72,090 | $6,008 | 19.9% | 92 | $78,359 |
| 6 | Tennessee | 0% | None | $72,090 | $6,008 | 19.9% | 90 | $80,100 |
| 7 | Texas | 0% | None | $72,090 | $6,008 | 19.9% | 93 | $77,516 |
| 8 | Washington | 0% | None | $72,090 | $6,008 | 19.9% | 110 | $65,536 |
| 9 | Wyoming | 0% | None | $72,090 | $6,008 | 19.9% | 94 | $76,691 |
| 10 | North Dakota | 2.5% | Grad. | $70,628 | $5,886 | 21.5% | 92 | $76,769 |
| 11 | Arizona | 2.5% | Flat | $69,840 | $5,820 | 22.4% | 97 | $72,000 |
| 12 | Arkansas | 3.9% | Grad. | $69,809 | $5,817 | 22.4% | 86 | $81,173 |
| 13 | Ohio | 2.75% | Flat | $69,615 | $5,801 | 22.7% | 90 | $77,350 |
| 14 | Oklahoma | 4.5% | Grad. | $69,458 | $5,788 | 22.8% | 87 | $79,836 |
| 15 | Indiana | 2.95% | Flat | $69,435 | $5,786 | 22.9% | 90 | $77,150 |
| 16 | Nebraska | 4.55% | Grad. | $69,428 | $5,786 | 22.9% | 91 | $76,295 |
| 17 | Louisiana | 3% | Flat | $69,390 | $5,783 | 22.9% | 91 | $76,253 |
| 18 | Pennsylvania | 3.07% | Flat | $69,327 | $5,777 | 23.0% | 98 | $70,742 |
| 19 | West Virginia | 4.82% | Grad. | $69,270 | $5,773 | 23.0% | 83 | $83,458 |
| 20 | Alabama | 5% | Grad. | $69,165 | $5,764 | 23.2% | 88 | $78,597 |
| 21 | Kentucky | 3.5% | Flat | $68,940 | $5,745 | 23.4% | 90 | $76,600 |
| 22 | Kansas | 5.58% | Grad. | $68,826 | $5,735 | 23.5% | 90 | $76,473 |
| 23 | Montana | 5.65% | Grad. | $68,785 | $5,732 | 23.6% | 97 | $70,912 |
| 24 | Maryland | 5.75% | Grad. | $68,726 | $5,727 | 23.6% | 112 | $61,363 |
| 25 | Virginia | 5.75% | Grad. | $68,726 | $5,727 | 23.6% | 103 | $66,725 |
| 26 | Iowa | 3.8% | Flat | $68,670 | $5,723 | 23.7% | 89 | $77,157 |
| 27 | New Mexico | 5.9% | Grad. | $68,639 | $5,720 | 23.7% | 91 | $75,427 |
| 28 | Rhode Island | 5.99% | Grad. | $68,586 | $5,715 | 23.8% | 105 | $65,320 |
| 29 | South Carolina | 6% | Grad. | $68,580 | $5,715 | 23.8% | 92 | $74,543 |
| 30 | North Carolina | 3.99% | Flat | $68,499 | $5,708 | 23.9% | 95 | $72,104 |
| 31 | Mississippi | 4% | Flat | $68,490 | $5,708 | 23.9% | 83 | $82,518 |
| 32 | Missouri | 4% | Flat | $68,490 | $5,708 | 23.9% | 89 | $76,955 |
| 33 | Michigan | 4.25% | Flat | $68,265 | $5,689 | 24.1% | 91 | $75,016 |
| 34 | Delaware | 6.6% | Grad. | $68,229 | $5,686 | 24.2% | 102 | $66,891 |
| 35 | Colorado | 4.4% | Flat | $68,130 | $5,678 | 24.3% | 105 | $64,886 |
| 36 | Utah | 4.45% | Flat | $68,085 | $5,674 | 24.3% | 99 | $68,773 |
| 37 | Connecticut | 6.99% | Grad. | $68,001 | $5,667 | 24.4% | 111 | $61,262 |
| 38 | Maine | 7.15% | Grad. | $67,907 | $5,659 | 24.5% | 98 | $69,293 |
| 39 | Illinois | 4.95% | Flat | $67,635 | $5,636 | 24.9% | 93 | $72,726 |
| 40 | Wisconsin | 7.65% | Grad. | $67,615 | $5,635 | 24.9% | 93 | $72,704 |
| 41 | Massachusetts | 5% | Flat | $67,590 | $5,633 | 24.9% | 118 | $57,280 |
| 42 | Georgia | 5.19% | Flat | $67,419 | $5,618 | 25.1% | 93 | $72,494 |
| 43 | Idaho | 5.3% | Flat | $67,320 | $5,610 | 25.2% | 95 | $70,863 |
| 44 | Vermont | 8.75% | Grad. | $66,971 | $5,581 | 25.6% | 105 | $63,782 |
| 45 | Minnesota | 9.85% | Grad. | $66,328 | $5,527 | 26.3% | 99 | $66,998 |
| 46 | Oregon | 9.9% | Grad. | $66,299 | $5,525 | 26.3% | 110 | $60,271 |
| 47 | New Jersey | 10.75% | Grad. | $65,801 | $5,483 | 26.9% | 115 | $57,218 |
| 48 | New York | 10.9% | Grad. | $65,714 | $5,476 | 27.0% | 125 | $52,571 |
| 49 | Hawaii | 11% | Grad. | $65,655 | $5,471 | 27.1% | 192 | $34,195 |
| 50 | California | 13.3% | Grad. | $64,310 | $5,359 | 28.5% | 142 | $45,288 |