Wednesday, September 9, 2026·2026 Edition
Best States for a $110K Salary (2026)
All 50 states ranked by take-home pay on a $110K salary. See which state lets you keep the most after federal, state, and FICA taxes.
#1 State
Alaska
$86,160 take-home
States Ranked
50
Median: Michigan
Spread
$9,068
#1 vs #50 difference
Key Takeaways
On a $110K salary, Alaska lets you keep the most at $86,160 (21.7% effective rate), while Oregon takes the biggest bite, leaving $77,092 (29.9% effective rate). The difference between best and worst is $9,068/year.
The top states for $110K take-home pay are dominated by no-income-tax states. Alaska, Florida, Nevada lead the pack. At this salary level, you’re in the 24–32% federal bracket, so state taxes make a noticeable difference — roughly $9,068 between the extremes.
Full Rankings
| # | State | Tax Rate | Type | Take-Home | Monthly | Eff. Rate | Cost Index | Cost-Adj. |
|---|---|---|---|---|---|---|---|---|
| 1 | Alaska | 0% | None | $86,160 | $7,180 | 21.7% | 127 | $67,843 |
| 2 | Florida | 0% | None | $86,160 | $7,180 | 21.7% | 100 | $86,160 |
| 3 | Nevada | 0% | None | $86,160 | $7,180 | 21.7% | 101 | $85,307 |
| 4 | New Hampshire | 0% | None | $86,160 | $7,180 | 21.7% | 108 | $79,778 |
| 5 | South Dakota | 0% | None | $86,160 | $7,180 | 21.7% | 92 | $93,652 |
| 6 | Tennessee | 0% | None | $86,160 | $7,180 | 21.7% | 90 | $95,733 |
| 7 | Texas | 0% | None | $86,160 | $7,180 | 21.7% | 93 | $92,645 |
| 8 | Washington | 0% | None | $86,160 | $7,180 | 21.7% | 110 | $78,327 |
| 9 | Wyoming | 0% | None | $86,160 | $7,180 | 21.7% | 94 | $91,660 |
| 10 | North Dakota | 2.5% | Grad. | $85,274 | $7,106 | 22.5% | 92 | $92,689 |
| 11 | Ohio | 2.75% | Flat | $83,851 | $6,988 | 23.8% | 90 | $93,168 |
| 12 | Arizona | 2.5% | Flat | $83,813 | $6,984 | 23.8% | 97 | $86,405 |
| 13 | Louisiana | 3% | Flat | $83,235 | $6,936 | 24.3% | 91 | $91,467 |
| 14 | Pennsylvania | 3.07% | Flat | $82,783 | $6,899 | 24.7% | 98 | $84,472 |
| 15 | Iowa | 3.8% | Flat | $82,592 | $6,883 | 24.9% | 89 | $92,800 |
| 16 | Mississippi | 4% | Flat | $82,492 | $6,874 | 25.0% | 83 | $99,388 |
| 17 | Kentucky | 3.5% | Flat | $82,428 | $6,869 | 25.1% | 90 | $91,586 |
| 18 | North Carolina | 3.99% | Flat | $82,280 | $6,857 | 25.2% | 95 | $86,610 |
| 19 | Rhode Island | 5.99% | Grad. | $82,252 | $6,854 | 25.2% | 105 | $78,335 |
| 20 | New Mexico | 5.9% | Grad. | $82,101 | $6,842 | 25.4% | 91 | $90,221 |
| 21 | Arkansas | 3.9% | Grad. | $82,045 | $6,837 | 25.4% | 86 | $95,401 |
| 22 | Colorado | 4.4% | Flat | $82,028 | $6,836 | 25.4% | 105 | $78,122 |
| 23 | Missouri | 4.7% | Grad. | $81,959 | $6,830 | 25.5% | 89 | $92,089 |
| 24 | Nebraska | 4.55% | Grad. | $81,817 | $6,818 | 25.6% | 91 | $89,908 |
| 25 | West Virginia | 4.82% | Grad. | $81,793 | $6,816 | 25.6% | 83 | $98,546 |
| 26 | Michigan | 4.25% | Flat | $81,732 | $6,811 | 25.7% | 91 | $89,815 |
| 27 | Alabama | 5% | Grad. | $81,671 | $6,806 | 25.8% | 88 | $92,808 |
| 28 | Oklahoma | 4.5% | Grad. | $81,666 | $6,806 | 25.8% | 87 | $93,869 |
| 29 | New Jersey | 10.75% | Grad. | $81,343 | $6,779 | 26.1% | 115 | $70,733 |
| 30 | Montana | 5.65% | Grad. | $81,306 | $6,775 | 26.1% | 97 | $83,821 |
| 31 | Vermont | 8.75% | Grad. | $81,282 | $6,773 | 26.1% | 105 | $77,411 |
| 32 | Utah | 4.45% | Flat | $81,265 | $6,772 | 26.1% | 99 | $82,086 |
| 33 | Idaho | 5.3% | Flat | $81,183 | $6,765 | 26.2% | 95 | $85,456 |
| 34 | South Carolina | 6% | Grad. | $81,168 | $6,764 | 26.2% | 92 | $88,226 |
| 35 | Wisconsin | 7.65% | Grad. | $81,082 | $6,757 | 26.3% | 93 | $87,185 |
| 36 | Georgia | 5.19% | Flat | $81,074 | $6,756 | 26.3% | 93 | $87,176 |
| 37 | Indiana | 2.95% | Flat | $81,037 | $6,753 | 26.3% | 90 | $90,041 |
| 38 | Massachusetts | 5% | Flat | $80,880 | $6,740 | 26.5% | 118 | $68,542 |
| 39 | Illinois | 4.95% | Flat | $80,856 | $6,738 | 26.5% | 93 | $86,942 |
| 40 | Kansas | 5.58% | Grad. | $80,822 | $6,735 | 26.5% | 90 | $89,802 |
| 41 | Connecticut | 6.99% | Grad. | $80,810 | $6,734 | 26.5% | 111 | $72,802 |
| 42 | New York | 10.9% | Grad. | $80,710 | $6,726 | 26.6% | 125 | $64,568 |
| 43 | Virginia | 5.75% | Grad. | $80,581 | $6,715 | 26.7% | 103 | $78,234 |
| 44 | Delaware | 6.6% | Grad. | $80,293 | $6,691 | 27.0% | 102 | $78,718 |
| 45 | Minnesota | 9.85% | Grad. | $80,169 | $6,681 | 27.1% | 99 | $80,979 |
| 46 | Maine | 7.15% | Grad. | $79,955 | $6,663 | 27.3% | 98 | $81,586 |
| 47 | California | 13.3% | Grad. | $79,903 | $6,659 | 27.4% | 142 | $56,270 |
| 48 | Hawaii | 11% | Grad. | $79,517 | $6,626 | 27.7% | 192 | $41,415 |
| 49 | Maryland | 6.5% | Grad. | $77,931 | $6,494 | 29.2% | 112 | $69,581 |
| 50 | Oregon | 9.9% | Grad. | $77,092 | $6,424 | 29.9% | 110 | $70,084 |
Pro Tip
At $110K, maximizing your employer’s 401(k) match is the single best tax move. Every matched dollar is a 100% return.