Tennessee has no state income tax. Use the relocation tax calculator with Tennessee tax rates to see your exact after-tax numbers.
Open Relocation Tax Calculator →Moving to Tennessee from a state with income tax can put thousands of extra dollars in your pocket each year. For a $100,000 earner, the savings from eliminating state income tax range from $2,500 to $13,000 annually depending on which state you are leaving. However, Tennessee's cost of living index of 90 (national average = 100) must also factor into your decision, as higher property taxes or housing costs can offset some of the income tax savings. This calculator compares your take-home pay before and after relocating to Tennessee.
Tennessee is one of nine states with no personal income tax. Residents keep every dollar of earnings from state-level taxation, though the state generates revenue through other means such as sales taxes, property taxes, and in some cases severance taxes on natural resources. The zero-income-tax policy makes Tennessee particularly attractive for high earners, remote workers, and retirees seeking to maximize their after-tax income.
The table below shows what you actually keep at five salary levels in Tennessee, accounting for federal tax, FICA, and zero state income tax.
See how Tennessee compares to other South states. Each link takes you to the relocation tax calculator landing page for that state.
For a comprehensive breakdown of Tennessee’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Tennessee take-home pay page.