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Employer Cost Calculator for Massachusetts

Massachusetts charges 5% flat + 4% surtax >$1M state income tax. Use the employer cost calculator pre-loaded with Massachusetts rates.

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Massachusetts Tax Overview

State Tax Rate
5%
5% flat + 4% surtax >$1M
Tax Structure
Flat Rate
No local income tax
Median Income
$82,000
Household, Massachusetts
Cost of Living
118
Above Avg (100 = avg)

Why Use the Employer Cost Calculator in Massachusetts?

Employers in Massachusetts must withhold and remit the flat 5% state income tax, plus handle their share of FICA, FUTA, and Massachusetts's state unemployment insurance. The total cost to employ someone at a $75,000 salary in Massachusetts is typically 10-15% above the gross salary, covering the employer's payroll tax share, SUI, workers' comp, and benefits. This calculator breaks down the full employer cost with Massachusetts's specific tax rates.

Massachusetts State Tax Details

Massachusetts levies a flat 5% state income tax on all taxable income regardless of how much you earn. This makes tax planning straightforward: for every additional dollar you earn, 5 cents goes to Massachusetts. Massachusetts does not impose local income taxes, so the 5% flat rate is the only state-level income tax you owe.

Take-Home Pay in Massachusetts at Common Salary Levels

The table below shows what you actually keep at five salary levels in Massachusetts, accounting for federal tax, FICA, and Massachusetts's flat 5% state tax.

Gross SalaryFederal TaxFICAState TaxTotal TaxTake-HomeEff. Rate
$50,000$3,820$3,825$2,500$10,145$39,85520.3%
$75,000$7,725$5,738$3,750$17,213$57,78822.9%
$100,000$13,225$7,650$5,000$25,875$74,12525.9%
$150,000$24,774$11,475$7,500$43,749$106,25129.2%
$200,000$36,774$14,339$10,000$61,113$138,88730.6%

Employer Cost in Nearby Northeast States

See how Massachusetts compares to other Northeast states. Each link takes you to the employer cost calculator landing page for that state.

New Hampshire0% tax
$79,125+$5,000
Rhode Island5.99%
$75,232+$1,107
Connecticut6.99%
$74,582+$457
Pennsylvania3.07%
$74,555+$430
Maine7.15%
$74,478+$353

Explore Massachusetts in Depth

For a comprehensive breakdown of Massachusettss tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Massachusetts take-home pay page.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.