Tax rates and take-home pay comparison for all Northeast US states.
This ranking covers 10 states, with New Hampshire at the top ($79,125 take-home on $100K) and New York at the bottom ($72,040). The spread between best and worst is $7,085/year.
The ranking is influenced by state income tax rates, tax structure (flat vs graduated), local taxes, and in cost-adjusted rankings, the cost of living index. States with no income tax generally rank highest for raw take-home pay, but cost adjustments can shuffle the order significantly.
| # | State | Tax Rate | Type | Take-Home | Monthly | Eff. Rate | Cost Index | Cost-Adj. |
|---|---|---|---|---|---|---|---|---|
| 1 | New Hampshire | 0% | None | $79,125 | $6,594 | 20.9% | 108 | $73,264 |
| 2 | Pennsylvania | 3.07% | Flat | $76,055 | $6,338 | 23.9% | 98 | $77,607 |
| 3 | Rhode Island | 5.99% | Grad. | $75,232 | $6,269 | 24.8% | 105 | $71,649 |
| 4 | Delaware | 6.6% | Grad. | $74,835 | $6,236 | 25.2% | 102 | $73,368 |
| 5 | Connecticut | 6.99% | Grad. | $74,582 | $6,215 | 25.4% | 111 | $67,191 |
| 6 | Maine | 7.15% | Grad. | $74,478 | $6,206 | 25.5% | 98 | $75,997 |
| 7 | Massachusetts | 5% | Flat | $74,125 | $6,177 | 25.9% | 118 | $62,818 |
| 8 | Vermont | 8.75% | Grad. | $73,438 | $6,120 | 26.6% | 105 | $69,940 |
| 9 | New Jersey | 10.75% | Grad. | $72,138 | $6,011 | 27.9% | 115 | $62,728 |
| 10 | New York | 10.9% | Grad. | $72,040 | $6,003 | 28.0% | 125 | $57,632 |