Missouri charges 4% flat state income tax plus local taxes in some areas. Use the retirement withdrawal calculator pre-loaded with Missouri rates.
Open Retirement Withdrawal Calculator →Retirement distributions in Missouri are generally subject to the flat 4% state income tax, though some states exempt Social Security or a portion of pension income. Traditional IRA and 401(k) withdrawals are taxed as ordinary income at both the federal and Missouri state level. Certain Missouri localities also tax retirement income. Understanding the combined federal and state tax on withdrawals is essential for retirement planning. This calculator models your after-tax income from retirement accounts with Missouri's specific rates applied.
Missouri levies a flat 4% state income tax on all taxable income regardless of how much you earn. This makes tax planning straightforward: for every additional dollar you earn, 4 cents goes to Missouri. However, certain localities in Missouri impose their own income taxes, which effectively raise the combined state and local rate above 4%. Be sure to check whether your city or county adds a local income tax.
The table below shows what you actually keep at five salary levels in Missouri, accounting for federal tax, FICA, and Missouri's flat 4% state tax plus estimated local taxes.
See how Missouri compares to other Midwest states. Each link takes you to the retirement withdrawal calculator landing page for that state.
For a comprehensive breakdown of Missouri’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Missouri take-home pay page.