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Cost of Living Calculator for Pennsylvania

Pennsylvania charges 3.07% flat + local state income tax plus local taxes in some areas. Use the cost of living calculator pre-loaded with Pennsylvania rates.

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Pennsylvania Tax Overview

State Tax Rate
3.07%
3.07% flat + local
Tax Structure
Flat Rate
Local taxes apply
Median Income
$62,000
Household, Pennsylvania
Cost of Living
98
Near Avg (100 = avg)

Why Use the Cost of Living Calculator in Pennsylvania?

Pennsylvania's cost of living index is 98, and the flat 3.07% state tax further affects how far your dollar goes. Near-average living costs mean the state tax rate is the primary differentiator when comparing Pennsylvania to other states. Local taxes in some Pennsylvania areas add to the burden. This calculator factors in both taxes and cost of living for Pennsylvania.

Pennsylvania State Tax Details

Pennsylvania levies a flat 3.07% state income tax on all taxable income regardless of how much you earn. This makes tax planning straightforward: for every additional dollar you earn, 3.07 cents goes to Pennsylvania. However, certain localities in Pennsylvania impose their own income taxes, which effectively raise the combined state and local rate above 3.07%. Be sure to check whether your city or county adds a local income tax.

Take-Home Pay in Pennsylvania at Common Salary Levels

The table below shows what you actually keep at five salary levels in Pennsylvania, accounting for federal tax, FICA, and Pennsylvania's flat 3.07% state tax plus estimated local taxes.

Gross SalaryFederal TaxFICAState TaxTotal TaxTake-HomeEff. Rate
$50,000$3,820$3,825$2,285$9,930$40,07019.9%
$75,000$7,725$5,738$3,428$16,890$58,11022.5%
$100,000$13,225$7,650$4,570$25,445$74,55525.4%
$150,000$24,774$11,475$6,855$43,104$106,89628.7%
$200,000$36,774$14,339$9,140$60,253$139,74730.1%

Cost of Living in Nearby Northeast States

See how Pennsylvania compares to other Northeast states. Each link takes you to the cost of living calculator landing page for that state.

New Hampshire0% tax
$79,125+$4,570
Rhode Island5.99%
$75,232+$677
Connecticut6.99%
$74,582+$27
Maine7.15%
$74,478$78
Massachusetts5%
$74,125$430

Explore Pennsylvania in Depth

For a comprehensive breakdown of Pennsylvanias tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Pennsylvania take-home pay page.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.