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Cost of Living Calculator for North Dakota

North Dakota charges 0-1.95% state income tax. Use the cost of living calculator pre-loaded with North Dakota rates.

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North Dakota Tax Overview

State Tax Rate
1.95%
0-1.95%
Tax Structure
Graduated
No local income tax
Median Income
$60,000
Household, North Dakota
Cost of Living
92
Near Avg (100 = avg)

Why Use the Cost of Living Calculator in North Dakota?

North Dakota's cost of living index is 92, and the graduated (0-1.95%) state tax further affects how far your dollar goes. Near-average living costs mean the state tax rate is the primary differentiator when comparing North Dakota to other states. This calculator factors in both taxes and cost of living for North Dakota.

North Dakota State Tax Details

North Dakota uses a graduated income tax with brackets ranging from 0-1.95%. Lower income is taxed at lower rates, with the 1.95% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. North Dakota does not have local income taxes, so the state graduated rate is the total state-level income tax burden.

Take-Home Pay in North Dakota at Common Salary Levels

The table below shows what you actually keep at five salary levels in North Dakota, accounting for federal tax, FICA, and North Dakota's graduated (0-1.95%) state tax.

Gross SalaryFederal TaxFICAState TaxTotal TaxTake-HomeEff. Rate
$50,000$3,820$3,825$634$8,279$41,72116.6%
$75,000$7,725$5,738$951$14,413$60,58719.2%
$100,000$13,225$7,650$1,268$22,143$77,85822.1%
$150,000$24,774$11,475$1,901$38,150$111,85025.4%
$200,000$36,774$14,339$2,535$53,648$146,35226.8%

Cost of Living in Nearby Midwest States

See how North Dakota compares to other Midwest states. Each link takes you to the cost of living calculator landing page for that state.

South Dakota0% tax
$79,125+$1,268
Nebraska4.55%
$76,168$1,690
Kansas5.7%
$75,420$2,438
Iowa3.8%
$75,325$2,533
Ohio2.75%
$74,875$2,983

Explore North Dakota in Depth

For a comprehensive breakdown of North Dakotas tax structure, salary comparisons, cost-of-living analysis, and more, visit the full North Dakota take-home pay page.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.