TakeHomeTax

Minnesota vs Wyoming:
Take-Home Pay Comparison

Side-by-side tax comparison between Minnesota (9.85% top rate, graduated) and Wyoming (no income tax). See which state lets you keep more at every salary level, and how cost of living changes the picture.

On a $100K salary
+$6,403/year
Wyoming keeps $6,403 more per year than Minnesota
Thats $534/month \u00B7 $32,013 over 5 years
Minnesota
State Tax Structure5.35-9.85%
Federal Tax$13,225
FICA (SS + Medicare)$7,650
State + Local Tax$6,402
Total Taxes$27,278
Annual Take-Home$72,723
Monthly Take-Home$6,060
Effective Tax Rate27.3%
Cost of Living Index99
Cost-Adjusted Value$73,457
Wyoming0% tax Winner
State Tax StructureNone
Federal Tax$13,225
FICA (SS + Medicare)$7,650
State + Local Tax$0
Total Taxes$20,875
Annual Take-Home$79,125
Monthly Take-Home$6,594
Effective Tax Rate20.9%
Cost of Living Index94
Cost-Adjusted Value$84,176

Tax Structure: Minnesota vs Wyoming

Wyoming has no state income tax, while Minnesota uses a graduated system with rates of 5.35-9.85%. On a $100K salary, this creates a state tax difference of $6,402/year that Wyoming residents simply dont pay.

Minnesota’s graduated brackets mean the gap between these two states widens at higher salaries. At $200K, the state tax difference grows to $12,805/year, while at $50K it’s only $3,201.

Take-Home at Every Salary Level

Wyoming wins at 10 out of 10 salary levels tested. The advantage is consistent and significant across the income spectrum.

SalaryMinnesotaWyomingDifferenceWinner
$40K$31,759$34,320+$2,561Wyoming
$50K$39,154$42,355+$3,201Wyoming
$60K$46,549$50,390+$3,842Wyoming
$75K$56,736$61,538+$4,802Wyoming
$100K$72,723$79,125+$6,403Wyoming
$120K$85,512$93,195+$7,683Wyoming
$150K$104,147$113,751+$9,604Wyoming
$200K$136,082$148,887+$12,805Wyoming
$250K$167,258$183,264+$16,006Wyoming
$300K$196,121$215,329+$19,208Wyoming

Cost of Living: Minnesota (99) vs Wyoming (94)

Take-home pay only tells part of the story. Minnesota has a cost of living index of 99 while Wyoming is at 94 (national average = 100).

With similar costs of living (99 vs 94), the tax difference is the primary factor. What you see in raw take-home pay is essentially what you get in purchasing power: $73,457 in Minnesota vs $84,176 in Wyoming.

Minnesota \u2014 Cost-Adjusted
$73,457
Purchasing power of $72,723 take-home
Wyoming \u2014 Cost-Adjusted
$84,176
Purchasing power of $79,125 take-home

Married Filing Jointly: How It Changes the Comparison

For a single earner at $100K filing jointly, take-home becomes $78,308 in Minnesota and $84,710 in Wyoming \u2014 a difference of $6,403. The gap remains similar regardless of filing status.

Should You Move from Minnesota to Wyoming?

On paper, moving from Minnesota to Wyoming would save $6,403/year on a $100K salary, or $32,013 over 5 years. But relocation involves real costs: moving expenses, potentially buying/selling a home, changing jobs, and adjusting to a new community.

With an annual savings of $6,403, the tax difference alone is significant enough to justify a move for many people — especially if career opportunities are comparable. At higher salaries, the savings grow even larger: a $200K earner would save $12,805/year.

Explore Each State in Detail

Compare at Specific Salary Levels

$40K
WY saves $2,561/yr
$50K
WY saves $3,201/yr
$60K
WY saves $3,842/yr
$70K
WY saves $4,482/yr
$75K
WY saves $4,802/yr
$80K
WY saves $5,122/yr
$90K
WY saves $5,762/yr
$100K
WY saves $6,403/yr
$120K
WY saves $7,683/yr
$150K
WY saves $9,604/yr
$200K
WY saves $12,805/yr
$250K
WY saves $16,006/yr
$300K
WY saves $19,208/yr
The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.