Side-by-side tax comparison between Minnesota (9.85% top rate, graduated) and Oregon (9.9% top rate, graduated). See which state lets you keep more at every salary level, and how cost of living changes the picture.
Minnesota uses a graduated income tax (5.35-9.85%) while Oregon has a graduated system (4.75-9.9%). On a $100K salary, Minnesota takes $6,402 in state and local taxes compared to Oregon’s $6,435 \u2014 a difference of $33.
Both states use graduated brackets, but Oregon’s top rate of 9.9% is higher than Minnesota’s 9.85%.
Oregon also has local income taxes (estimated at $0/year on $100K), which Minnesota does not.
Minnesota wins at 10 out of 10 salary levels tested. The advantage exists but is modest across the income spectrum.
| Salary | Minnesota | Oregon | Difference | Winner |
|---|---|---|---|---|
| $40K | $31,759 | $31,746 | −$13 | Minnesota |
| $50K | $39,154 | $39,138 | −$16 | Minnesota |
| $60K | $46,549 | $46,529 | −$20 | Minnesota |
| $75K | $56,736 | $56,711 | −$24 | Minnesota |
| $100K | $72,723 | $72,690 | −$33 | Minnesota |
| $120K | $85,512 | $85,473 | −$39 | Minnesota |
| $150K | $104,147 | $104,099 | −$49 | Minnesota |
| $200K | $136,082 | $136,017 | −$65 | Minnesota |
| $250K | $167,258 | $167,177 | −$81 | Minnesota |
| $300K | $196,121 | $196,024 | −$98 | Minnesota |
Take-home pay only tells part of the story. Minnesota has a cost of living index of 99 while Oregon is at 110 (national average = 100).
The cost of living gap is moderate. After adjustment, $100K has purchasing power of $73,457 in Minnesota vs $66,082 in Oregon. The take-home winner also wins on purchasing power.
For a single earner at $100K filing jointly, take-home becomes $78,308 in Minnesota and $78,275 in Oregon \u2014 a difference of $33. The gap remains similar regardless of filing status.
On paper, moving from Oregon to Minnesota would save $33/year on a $100K salary, or $163 over 5 years. But relocation involves real costs: moving expenses, potentially buying/selling a home, changing jobs, and adjusting to a new community.
At $33/year, the tax difference alone likely isn’t worth relocating for. Other factors — job market, lifestyle, family — should drive the decision. The tax savings are a nice bonus if you’re already considering the move for other reasons.