TakeHomeTax

Maine vs Vermont:
Take-Home Pay Comparison

Side-by-side tax comparison between Maine (7.15% top rate, graduated) and Vermont (8.75% top rate, graduated). See which state lets you keep more at every salary level, and how cost of living changes the picture.

On a $100K salary
$1,040/year
Maine keeps $1,040 more per year than Vermont
Thats $87/month \u00B7 $5,200 over 5 years
Maine Winner
State Tax Structure5.8-7.15%
Federal Tax$13,225
FICA (SS + Medicare)$7,650
State + Local Tax$4,648
Total Taxes$25,523
Annual Take-Home$74,478
Monthly Take-Home$6,206
Effective Tax Rate25.5%
Cost of Living Index98
Cost-Adjusted Value$75,997
Vermont
State Tax Structure3.35-8.75%
Federal Tax$13,225
FICA (SS + Medicare)$7,650
State + Local Tax$5,688
Total Taxes$26,563
Annual Take-Home$73,438
Monthly Take-Home$6,120
Effective Tax Rate26.6%
Cost of Living Index105
Cost-Adjusted Value$69,940

Tax Structure: Maine vs Vermont

Maine uses a graduated income tax (5.8-7.15%) while Vermont has a graduated system (3.35-8.75%). On a $100K salary, Maine takes $4,648 in state and local taxes compared to Vermonts $5,688 \u2014 a difference of $1,040.

Both states use graduated brackets, but Vermont’s top rate of 8.75% is higher than Maine’s 7.15%.

Take-Home at Every Salary Level

Maine wins at 10 out of 10 salary levels tested. The advantage exists but is modest across the income spectrum.

SalaryMaineVermontDifferenceWinner
$40K$32,461$32,045$416Maine
$50K$40,031$39,511$520Maine
$60K$47,602$46,978$624Maine
$75K$58,052$57,272$780Maine
$100K$74,478$73,438$1,040Maine
$120K$87,618$86,370$1,248Maine
$150K$106,780$105,220$1,560Maine
$200K$139,592$137,512$2,080Maine
$250K$171,645$169,045$2,600Maine
$300K$201,386$198,266$3,120Maine

Cost of Living: Maine (98) vs Vermont (105)

Take-home pay only tells part of the story. Maine has a cost of living index of 98 while Vermont is at 105 (national average = 100).

The cost of living gap is moderate. After adjustment, $100K has purchasing power of $75,997 in Maine vs $69,940 in Vermont. The take-home winner also wins on purchasing power.

Maine \u2014 Cost-Adjusted
$75,997
Purchasing power of $74,478 take-home
Vermont \u2014 Cost-Adjusted
$69,940
Purchasing power of $73,438 take-home

Married Filing Jointly: How It Changes the Comparison

For a single earner at $100K filing jointly, take-home becomes $80,063 in Maine and $79,023 in Vermont \u2014 a difference of $1,040. The gap remains similar regardless of filing status.

Should You Move from Vermont to Maine?

On paper, moving from Vermont to Maine would save $1,040/year on a $100K salary, or $5,200 over 5 years. But relocation involves real costs: moving expenses, potentially buying/selling a home, changing jobs, and adjusting to a new community.

At $1,040/year, the tax difference alone likely isn’t worth relocating for. Other factors — job market, lifestyle, family — should drive the decision. The tax savings are a nice bonus if you’re already considering the move for other reasons.

Explore Each State in Detail

Compare at Specific Salary Levels

$40K
ME saves $416/yr
$45K
ME saves $468/yr
$50K
ME saves $520/yr
$55K
ME saves $572/yr
$60K
ME saves $624/yr
$65K
ME saves $676/yr
$70K
ME saves $728/yr
$75K
ME saves $780/yr
$80K
ME saves $832/yr
$85K
ME saves $884/yr
$90K
ME saves $936/yr
$95K
ME saves $988/yr
$100K
ME saves $1,040/yr
$110K
ME saves $1,144/yr
$120K
ME saves $1,248/yr
$130K
ME saves $1,352/yr
$140K
ME saves $1,456/yr
$150K
ME saves $1,560/yr
$175K
ME saves $1,820/yr
$200K
ME saves $2,080/yr
$250K
ME saves $2,600/yr
$300K
ME saves $3,120/yr
$400K
ME saves $4,160/yr
$500K
ME saves $5,200/yr
The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.