TakeHomeTax

Alaska vs North Dakota:
Take-Home Pay Comparison

Side-by-side tax comparison between Alaska (no income tax) and North Dakota (2.5% top rate, graduated). See which state lets you keep more at every salary level, and how cost of living changes the picture.

On a $100K salary
$1,625/year
Alaska keeps $1,625 more per year than North Dakota
Thats $135/month \u00B7 $8,125 over 5 years
Alaska0% tax Winner
State Tax StructureNone
Federal Tax$13,225
FICA (SS + Medicare)$7,650
State + Local Tax$0
Total Taxes$20,875
Annual Take-Home$79,125
Monthly Take-Home$6,594
Effective Tax Rate20.9%
Cost of Living Index127
Cost-Adjusted Value$62,303
North Dakota
State Tax Structure0-1.95-2.5%
Federal Tax$13,225
FICA (SS + Medicare)$7,650
State + Local Tax$1,625
Total Taxes$22,500
Annual Take-Home$77,500
Monthly Take-Home$6,458
Effective Tax Rate22.5%
Cost of Living Index92
Cost-Adjusted Value$84,239

Tax Structure: Alaska vs North Dakota

Alaska has no state income tax, while North Dakota uses a graduated system with rates of 0-1.95-2.5%. On a $100K salary, this creates a state tax difference of $1,625/year that Alaska residents simply dont pay.

North Dakota’s graduated brackets mean the gap between these two states widens at higher salaries. At $200K, the state tax difference grows to $3,250/year, while at $50K it’s only $813.

Take-Home at Every Salary Level

Alaska wins at 10 out of 10 salary levels tested. The advantage exists but is modest across the income spectrum.

SalaryAlaskaNorth DakotaDifferenceWinner
$40K$34,320$33,670$650Alaska
$50K$42,355$41,543$813Alaska
$60K$50,390$49,415$975Alaska
$75K$61,538$60,319$1,219Alaska
$100K$79,125$77,500$1,625Alaska
$120K$93,195$91,245$1,950Alaska
$150K$113,751$111,314$2,438Alaska
$200K$148,887$145,637$3,250Alaska
$250K$183,264$179,202$4,063Alaska
$300K$215,329$210,454$4,875Alaska

Cost of Living: Alaska (127) vs North Dakota (92)

Take-home pay only tells part of the story. Alaska has a cost of living index of 127 while North Dakota is at 92 (national average = 100).

This is a substantial difference. After adjusting for cost of living, $100K in Alaska has purchasing power of $62,303 compared to $84,239 in North Dakota. Interestingly, North Dakota wins on purchasing power even though Alaska has higher raw take-home pay. The cost of living difference more than offsets the tax advantage.

Alaska \u2014 Cost-Adjusted
$62,303
Purchasing power of $79,125 take-home
North Dakota \u2014 Cost-Adjusted
$84,239
Purchasing power of $77,500 take-home

Married Filing Jointly: How It Changes the Comparison

For a single earner at $100K filing jointly, take-home becomes $84,710 in Alaska and $83,085 in North Dakota \u2014 a difference of $1,625. The gap remains similar regardless of filing status.

Should You Move from North Dakota to Alaska?

On paper, moving from North Dakota to Alaska would save $1,625/year on a $100K salary, or $8,125 over 5 years. But relocation involves real costs: moving expenses, potentially buying/selling a home, changing jobs, and adjusting to a new community.

At $1,625/year, the tax difference alone likely isn’t worth relocating for. Other factors — job market, lifestyle, family — should drive the decision. The tax savings are a nice bonus if you’re already considering the move for other reasons.

Explore Each State in Detail

Compare at Specific Salary Levels

$40K
AK saves $650/yr
$45K
AK saves $731/yr
$50K
AK saves $813/yr
$55K
AK saves $894/yr
$60K
AK saves $975/yr
$65K
AK saves $1,056/yr
$70K
AK saves $1,138/yr
$75K
AK saves $1,219/yr
$80K
AK saves $1,300/yr
$85K
AK saves $1,381/yr
$90K
AK saves $1,463/yr
$95K
AK saves $1,544/yr
$100K
AK saves $1,625/yr
$110K
AK saves $1,788/yr
$120K
AK saves $1,950/yr
$130K
AK saves $2,113/yr
$140K
AK saves $2,275/yr
$150K
AK saves $2,438/yr
$175K
AK saves $2,844/yr
$200K
AK saves $3,250/yr
$250K
AK saves $4,063/yr
$300K
AK saves $4,875/yr
$400K
AK saves $6,500/yr
$500K
AK saves $8,125/yr
The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.