A Registered Nurse earning $80K/year in Massachusetts takes home $61,055 after all taxes. That’s $5,088/month, with an effective tax rate of 23.7%.
The estimated median salary for Registered Nurses in Massachusetts is $97K (adjusted from the national median of $82K using Massachusetts’s cost-of-living index of 118). At $80K, you’re earning 18% below the state-adjusted median for this profession.
You’re earning slightly below the state-adjusted median, which is common for mid-career Registered Nurses or those in lower-cost areas within Massachusetts. The salary range for Registered Nurses nationally is 55K–110K, so there’s room for growth as you gain experience and specialization.
Filing as married filing jointly on $80K (single earner) saves you $3,585/year ($299/month) compared to filing single. This marriage bonus comes from the doubled standard deduction ($32,200 vs $16,100) and wider lower brackets.
Registered nurses who work overtime, holiday shifts, or pick up extra shifts often see those hours taxed at their marginal rate, which can feel punitive. Travel nurses face additional complexity: per diem stipends for housing and meals are tax-free only if you maintain a "tax home" (a permanent residence you pay for). If you give up your permanent home, those stipends become taxable. Night and weekend differentials are always taxable as ordinary income. Union dues may be deductible in some states even though they’re not federally deductible.
At #38 out of 50 states for take-home pay on a $80K salary, Massachusetts is in the bottom half for take-home pay. You’d keep $4,000 more per year in Alaska (#1), or $333/month.
After adjusting for cost of living, Massachusetts ranks #45 in purchasing power. That’s a drop from #38 in raw take-home — Massachusetts’s higher cost of living erodes some of your advantage.